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Hancock Federal Credit Union was first chartered on May 16, 1938 by 13 original members, all of whom were local school teachers. At this time in history banks were not consumer loan oriented and the organization was founded in order to provide people with an opportunity to not only save but borrow money as well.


Originally Hancock Federal Credit Union exclusively served employees, families and affiliated organizations of the Findlay City and Hancock County School systems. In 1980, the National Credit Union Association changed its interpretation of the federal credit union act’s “common bond provision,” which allowed for expansion of our customer base. As a result of that landmark decision, we began to offer share certificates and a wider choice in consumer loan products. Consequently, our assets grew to $990,000.


Hancock Federal Credit Union initially operated out of their treasurer’s home until growth required the rental of an office location in 1978. Our first company-owned location was built and opened on Trenton Avenue in 1990 and we continue in business at that location today. Further growth in our business allowed us to provide a second location and we opened an office on Croy Drive in 1996 until our Melrose Avenue office opened in 2003.


Hancock Federal Credit Union has grown from our original thirteen members in 1938, to 300 members in 1965, to over 10,000 members today. Our Board of Directors is made up of unpaid members and volunteers, all of whom are elected by our membership.

Hancock Federal Credit Union is PROUD to have served the Findlay and Hancock County area for 80 years!

Membership is available to all who live, work, worship or attend school within Hancock County.

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1701 E. Melrose Ave., Findlay, OH

125 Trenton Ave., Findlay, OH


Monday - Friday  9:00am - 5:00pm

Friday  Drive-Thru 8:30am - 5:30pm


Saturday  9:00am - Noon

Melrose Ave - Lobby and Drive-Thru

Trenton Ave - Drive-Thru ONLY

Call Us

Toll Free:  (800) 273-0163

Local:  (419) 424-0163

Lost or Stolen Visa®:  (844) 334-3871

Lost or Stolen ATM/Debit Card:  (800) 472-3272

PIN Change ATM/Debit Card:  (800) 992-3808



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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

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Hancock Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419-424-0163. All products and services available on this website are available at all Hancock Federal Credit Union branches or by calling 419-424-0163.