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We offer many options to start your business and to keep it growing!

Commercial REal Estate

Take advantage of our real estate lending experience regarding office buildings, mixed-use commercial buildings, multi-family units and more.  Whether it’s owner-occupied or non-owner occupied, Hancock Federal Credit Union can assist in an improvement, expansion, refinance, or purchase.  We offer competitive rates and terms to help you save money, which will strengthen your competitive position.


Term loans are a lump-sum disbursement with payback over a specified period of time.  They may be used to finance automobiles, restructure debt, a new business acquisition, permanent working capital and more.  We understand the importance to structure a term loan so that debt repayment matches your business cash flow.


Lines of credit are flexible borrowing instruments to help fund your day-to-day operations and meet your cash flow needs.  These can be unsecured, or secured by collateral that can range from accounts receivable and inventory to real estate.  You’ll be able to borrow, repay, and borrow again up to your credit limit throughout the life of the loan.  This can be a good option for short term credit needs like seasonal purchases, operating expenses and temporary working capital.


We realize that in order for your business to be productive and profitable, it takes the right equipment.  If you find the need to acquire additional equipment (new or used), or want to take advantage of equity in existing equipment, let Hancock Federal Credit Union finance it.


Available from Hancock Federal Credit Union’s Business Checking is checking with no monthly service fee, unlimited check writing, and MasterCard debit cards.



If you need to set aside money for business purposes, whether it’s meeting emergency needs, having a cash surplus for a short term, or just meeting the regular expenses of business, a Business Savings Account from Hancock Federal Credit Union will help you be profitable!


Visa®Business CREDIT CARD

A small business credit card can help you keep your company’s expenses on track and obtain the buying power you need to operate your business.

Hancock Federal Credit Union is PROUD to have served the Findlay and Hancock County area for 80 years!

Membership is available to all who live, work, worship or attend school within Hancock County.

Quick Links


1701 E. Melrose Ave., Findlay, OH

125 Trenton Ave., Findlay, OH


Monday - Friday  9:00am - 5:00pm

Friday  Drive-Thru 8:30am - 5:30pm


Saturday  9:00am - Noon

Melrose Ave - Lobby and Drive-Thru

Trenton Ave - Drive-Thru ONLY

Call Us

Toll Free:  (800) 273-0163

Local:  (419) 424-0163

Lost or Stolen Visa®:  (844) 334-3871

Lost or Stolen ATM/Debit Card:  (800) 472-3272

PIN Change ATM/Debit Card:  (800) 992-3808



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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government

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Hancock Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 419-424-0163. All products and services available on this website are available at all Hancock Federal Credit Union branches or by calling 419-424-0163.