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HFCU savings Rates

Effective as of 12/01/2017

Account Type

 

Primary Savings, Club &

Special Savings Accounts

 

IRA/HSASavings Account

Prime Checking**

 

Prime Share Plus***

Minimum Balance

(to earn dividends)

 

$200

 

$200-$9,999.99

$10,000-$24,999.99

$25,000 & up

 

$1500.00

 

$2,500-$24,999.99

$25,000-$49,999.99

$50,000-$99,999.99

$100,000 & over

Dividend Rate

 

 

0.05%

 

0.15%

0.20%

0.25%

 

0.05%

 

0.02%

0.05%

0.05%

0.10%

APY*

 

 

0.050%

 

0.150%

0.200%

0.250%

 

0.050%

 

0.020%

0.050%

0.050%

0.100%

*APY=Annual Percentage Yield.  APY subject to change without notice.  Fees may reduce earnings on the account.  Members may forfeit dividends if they close an account before accrued dividends are credited.  Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.  Membership eligibility is required.

Rates are subject to change. Your savings is federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the United  States Government.

 

Membership eligibility required. Federal regulations require a dividend penalty for early withdrawal. Members may forfeit dividends if they close an  account before accrued dividends are credited. Fees may reduce earnings on the accounts.

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 **A monthly fee of $15.00 is charged for the month if balance falls below $1500 anytime during the month.

 *** A monthly fee of $15.00 is charged for the month if balance falls below $2500 anytime during the month.